Same As Cash

Use Our Money! Same As Cash Programs Are Available!

Why Wait? There’s 180-Day Same-As-Cash.

With our available Same As Cash program, you’ll get:

  • No payments and no interest for 6 months on approved credit
  • 100% unsecured financing from $1,000 to $45,000 on approved credit
  • A quick, easy, and safe toll-free loan-by-phone application process
  • A fast credit decision in about 10 minutes
  • No paperwork
  • Confidentiality because you provide your personal financial information directly to the bank and not to us or over the internet
  • No application fee — No closing costs — No prepayment penalties

Loans provided by EnerBank USA on approved credit, for a limited time. Repayment terms vary from 18 to 126 months 16.79% fixed APR subject to change. Interest waived if repaid in 180 days.

EnerBank USA (1245 E. Brickyard Rd., Suite 640, Salt Lake City, UT 84106) is a wholly owned subsidiary of CMS Energy Corp., which is traded on the New York Stock Exchange under the symbol CMS.